Well, you have to remember all of the things that can go wrong with a computer. Your grandmother's sewing machine wasn't all that complicated and didn't have a world full of loosers trying to get in your house just to mess it up. Between ad ware, mal ware, spyware, trojans, viruses, worms and other malignant programs I guess it's a wonder than any of them work.
Make certain you use a firewall if you are running on a high speed internet connection such as cable or ISDN.
Make certain you have a quality anti-virus program running and update it often.
Make certain you are running a quality Ad Ware program. Ad-Aware is good and it's free. Update often.
Make certain you are running a quality Spyware program. Spybot Search and Destroy is good and it's free. Update often.
Make certain you never open an email attachment from someone you don't know. Never!
Make certain you use complicated passwords. Use Upper and Lower case letter, numbers and characters if the system will allow them. Just remember what your password is
Backup your PC often. That way if it does crash you aren't as apt to loose important data.
And remember, the moment you purchase a PC, it's obsolete. There are other faster, more robust machines already on the board to replace the one you just bought.
And never discount our own ability to do really stupid things to our own computer. Delete *.*, for example. Yea, did that once a couple of decades ago. Really valuable lesson I learned there. Thought I was on a floppy disc and was actually on the hard drive. Not good at all. Thankfully, it was a really big hard drive. About 40 meg at the time.

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