Originally Posted by
Rick
That is a pretty well thought out plan, AAH. I don't necessarily see eye to eye with you but that really isn't material. Whatever is right for you is the right path. I do like the fact that at 24 you've already recognized the need for long term planning and you recognize that instant gratification often induces long term commitment, generally in the form of debt.
Remember to rank your threats from more likely to least likely in order to focus your resources on those big ticket items that will provide you the greatest amount of protection.
Cudos to you. You are well on your way to independent living and long term preparation.