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Type: Posts; User: Davidlastink

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    One more tip. Driver safety courses. ...

    One more tip.

    Driver safety courses.

    Currently have to renew mine so doing an online course. bit of a hassle but well worth it Get a 10% discount for it.
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    Donations to your church are tax deductible....

    Donations to your church are tax deductible. Don't forget to do this many people don't bother

    It may be beneficial to do a long form for your taxes, many don't as it costs more and seems...
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    Not to try and berate you or anything but, The...

    Not to try and berate you or anything but, The very principle of paying some one to reduce your debt unless they are taking a very insignificant fee is counter to the plan of getting out of debt.
    ...
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    Auctions in NY require a dealer lic.

    Auctions in NY require a dealer lic.
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    I'm sorry but this is terrible advice. ...

    I'm sorry but this is terrible advice.

    "Professional Debt counselors" do nothing for you that you can not do yourself, further they often get "clients" in deeper financial hardship due to the...
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    I carry a card as a means to not carry cash, not...

    I carry a card as a means to not carry cash, not because I don't have cash. My father always said only spend the money you have in your pocket today because tomorrow's money ain't here yet.

    If you...
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    I call up and say, lower my bill... they squirm...

    I call up and say, lower my bill... they squirm on that one lol.
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    More Tips: Although eating out isn't the best...

    More Tips:

    Although eating out isn't the best way to save money if you do Then snack before hand. Yep eat at your house to fruit drink some beverages get satiated but not full. Then you can skip...
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    Likely to have some one turn you down thinking...

    Likely to have some one turn you down thinking they have a much more valuable item then they thought lol.

    Haggling is fun tho but I don't go to flea markets to save money lol.

    More tips:
    Use...
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    I'm leery of quality at flea markets and the...

    I'm leery of quality at flea markets and the stuff you might buy like antiques etc usually don't fall into my budget situation in terms of saving. I do like goodwill/salvation army for this stuff and...
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    dont forget older TVs may need a converter box or...

    dont forget older TVs may need a converter box or the antenna will need one depending where you live. Like NYC for example.
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    Yeah, never been to a salvation army or goodwill...

    Yeah, never been to a salvation army or goodwill until I moved out of the city. I now buy many a gift there from the knick knacks they have, you can get some really nice gifts for $10 if you know...
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    don't buy the tooth paste! I get stuff for 56...

    don't buy the tooth paste! I get stuff for 56 cents which is the clearance price for most cheap items in walmart... my wife hates it lol.
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    Good stuff guys. As for cell contracts ricks...

    Good stuff guys. As for cell contracts ricks right about your basic caller phones but never ever go with a smart phone and ppurchase it no contract. There is no advantage as a new smartphone ever the...
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    Budget Concerns & Tips

    Well I think keeping your money and saving where you can are major for any prep/survival plan.

    So here are a few Tips I have picked up along my travels.

    1)Cell Phones ( on of the biggest costs...
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