You WORK.....or Your Money Works......???

[Sourdough]

I think everyone should work hard their whole life. That is what made America what it "WAS". Back when it WAS Great. The problem today or one of the problems is people want to FLIP houses, day'trade the markets, and think they have produced something when they put their money to work.

What is wrong with America is everyone is lazy, and thinks they are special, and don't have to work. People say well, "But, My money works for me, BULL'SNOT.

We are on the cusp in this country, there are many things wrong. But the one single thing that the individual can do to manifest change is be productive, even if your rich, even if your retired, and especially if your fat and lazy, produce something....WORK, it is healthy to work......that is where the stupid idea of going to the gym to WORK-OUT came from, a silly substitute for real work.......:)

Just think if everyone in California worked hard 60 hours per week, really producing something, as apposed to being on one of the thousands GRAVY TRAINS.

[COWBOYSURVIVAL]

Hopeak I agree 100% I started at the bottom and worked my way to the top in the steel industry! So many of my generation are softies! Dad raised me to work! I remember once he bought a fruit tree. He left for work saying dig a hole 4ft deep and 4ft. round. I was maybe 100lbs. I jumped on that shovel with everything I had that New Mexico summer. When Dad returned the hole wasn't much further than when I started. I got my butt cut not because I didn't get the hole dug but because I didn't use my brain and wet the ground. We learned hard lessons at Dads but I am so thankful I am not an overweight lazy American! I have a desk job now and a good thing I nearly wore my body out to get it. Still I make it before I will buy it. Keep it up Hopeak talk them into getting off their backsides!

Yeah we should lynch the guy that invented weight sets and durn lawnmowers - another ridiculous idea, cut the grass every week, not me! It is counterproductive!

[Pal334]

I agree in principle with the work. THere are too many people that have an " I am entitled" viewon life. However, working to the best of your ability at a job and saving your money and making it work for you makes alot of sense. Now how you decide to make that money work is an individual choice. I for one have no intention of having to work hard for my whole life. No body has given me anything, all earned by the sweat of my brow, and a few times a drip of blood. I have retired twice so far, have another one ready in a couple years.After that, probably some volunteer work and travel, and I will sit on the porch occassionaly.

[Rick]

What this country needs is thousands, no millions of Hopeaks. All working hard so I don't have to.

Honestly? What do you care if someone decides to make a living as a day trader? a banker, or a bartender. It's their life and they can live it the way they choose. That's the great thing about this country. No one has to answer to me or you about how they live their life. If they have money and don't have to work, good for them. What do I care?

The problem with this country is everyone is too damned concerned about what the other guy is doing and scared silly they might miss out on something. We should all take a giant step backwards and worry about our self and what WE are doing.

I worked hard for 30 years. Now my money works for me and that is NOT bullsnot.

If you want some work to do you can stop by and mow my yard this week. I'll be very grateful.

[Sourdough]

What this country needs is thousands, no millions of Hopeaks. All working hard so I don't have to.

Honestly? What do you care if someone decides to make a living as a day trader? a banker, or a bartender. It's their life and they can live it the way they choose. That's the great thing about this country. No one has to answer to me or you about how they live their life. If they have money and don't have to work, good for them. What do I care?

The problem with this country is everyone is too damned concerned about what the other guy is doing and scared silly they might miss out on something. We should all take a giant step backwards and worry about our self and what WE are doing.

I worked hard for 30 years. Now my money works for me and that is NOT bullsnot.

If you want some work to do you can stop by and mow my yard this week. I'll be very grateful.


If you want to see the future look to Detroit and California, Ship the the productive jobs over sea, and keep the fake paper investments. One day we will wake up and have no jobs (Ooop's that already happened) and we are holding Enron stock, General Motors Bonds, Worldcom stock. (Ooop's that's happening also)

[Winnie]

Have to say it's the same here, I was made redundant from a very well paid job(the business outsourced the work to China!) a week later I was working in a garden centre I remember being asked by one youngster why I was working there at my age I answered the question, he then wanted to know my qualifications, again I answered the question, he then said if he had those qualifications he wouldn't get out of bed for less than I was originally earning. There's the difference, I was willing to work regardless of the pay, a lot, not all folk have a very overrated opinion of their own worth.
My dad always said you're only worth the money you're earning.

[Pal334]

If you want to see the future look to Detroit and California, Ship the the productive jobs over sea, and keep the fake paper investments. One day we will wake up and have no jobs (Ooop's that already happened) and we are holding Enron stock, General Motors Bonds, Worldcom stock. (Ooop's that's happening also)

Not me. I hold good old Uncle Sam paper. If that is worthless, then I hope I have been taking real good notes on this forum:clap: Teach / taught my kids the same. Ask for nothing, be as generous with your time and efforts as you can to those that are deserving.

[COWBOYSURVIVAL]

I guess some people do not put there pants on the same as me. Good enough and it doesn't change a thing....

[endurance]

We started leaving work behind when we started using oil to grow our food. With chemical fertilizer, mechanical planting, herbicides, pesticides, mechanical harvesting, modern food processing, refrigeration, and the modern food distribution network fewer and fewer people were actually needed working the land and more and more could specialize. Some of these specializations have been incredible and we all have benefitted, for example, the advent of modern medicine and the ability to cure previously deadly diseases and treat others to give folks a much more normal life that would otherwise be dead. Others have been completely worthless. Most of us have jobs somewhere inbetween.

We are no longer producers; we import production from Asia and Mexico. For years we exported our scientific discoveries and technology, but now we're not leading in that department either. So as we approach the apogy of peak oil, we lose the ability to harvest the land as intensely as before or we dramatically increase the price of food that still depends on it. Over the next few decades, we'll either have to spend a greater and greater portion of our income on food (and energy) or we need to produce more of our own food on our own. I think we're beginning to see the start of this recognition. I have two neighbors, along with myself, that put in a garden for the very first time this year. If the economy continues to sag, I think more and more folks will begin changing their values for lush, green lawns for gardens that put food on the table.

[Rick]

God! This is such a boring thread. You can point to failed corporations and folks without jobs all day long, wring your hands and proclaim the sky is falling all you want. I can point to just as many corporations that are doing well, more folks that are working than not and tell you it's just another business cycle. But you'll go on believing what you WANT to believe just like I will. I'll leave this thread with a final question for you. How long have you been in AK waiting for the economy to tank out?

Remy et. al. - It depends on what you want to accomplish with your money and how risk tolerant you are. I don't care what you invest in you have to be prepared to lose all of. That's just a fact. We've been in a period of de-flation for the last three months so just holding on to your money makes it grow (weird huh?) Last month it grew at a rate of 1.28%

I don't know how much you are talking about but the very best advice I can offer is to find a financial planner that you are comfortable with and one you trust. Then sit down with them and lay out what you want to do. What are your short term, mid-term and long term financial goals? Discuss your risk tolerance. Then let him put together a financial plan for you. Don't sign off on a plan until you understand it and are comfortable with it.

As to bank accounts, they are nothing more than convenience vehicles. There certainly is no money to be made in either banking accounts or CDs. Rather, the bank account just gives you the convenience of debit capability and transfer capability (ATM to pocket - Account to Account - etc). And there is something to be said for that in today's society. CD are just a way for the banks to make money. When you factor in the rate of inflation you wind up losing money the moment you sign the instrument.

Right now stocks are down across the board. That's the very BEST time to buy because the price is low. Then, when the economy turns, the stock will appreciate. Historically at about a 15% rate.

Whatever you decide you have to invest some amount all the time. That's called dollar cost averaging and it's not only the smartest way to invest it's the only way in my book. When stocks are low you buy cheap stocks. When stocks are high you buy dividends. Even if you invest $20 a month, you have to do it every month.

Finally, you have to invest for the long haul. You can get lucky and reap a whirlwind overnight but your greatest gains will come in the long run.

Invest in whatever you are the most comfortable with. Stocks, precious metal, government instruments or sand. It really doesn't matter to me but I can tell you that, historically, stocks have always been the best investment.

[DOGMAN]

Both. But, essentially I just try to combine my avocation and occupation- so it never feels like I am working. It just seems like I am having fun. However, I would like to have it fully set-up so my money works for me, and I just paddle, run dogs and hang-out with my family

[yellowcab]

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[yellowcab]

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[yellowcab]

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[yellowcab]

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[yellowcab]

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Fran (http://gardeningleave.ru/t/1082144)Chri (http://gascautery.ru/t/1221396)Петр (http://gashbucket.ru/t/1240930)Марк (http://gasreturn.ru/t/1229191)Шуто (http://gatedsweep.ru/t/1230791)карт (http://gaugemodel.ru/t/1245595)Kate (http://gaussianfilter.ru/t/1569070)�к�п (http://gearpitchdiameter.ru/t/1241097)Fore (http://geartreating.ru/t/1150042)Alle (http://generalizedanalysis.ru/t/1130457)Andr (http://generalprovisions.ru/t/1311926)наро (http://geophysicalprobe.ru/t/1137518)лите (http://geriatricnurse.ru/t/1386697)иллю (http://getintoaflap.ru/t/1240026)Соде (http://getthebounce.ru/t/856852)
Seed (http://habeascorpus.ru/t/1125118)Coll (http://habituate.ru/t/1092906)Basu (http://hackedbolt.ru/t/1212534)Feli (http://hackworker.ru/t/1353151)This (http://hadronicannihilation.ru/t/1104713)Hear (http://haemagglutinin.ru/t/1100142)King (http://hailsquall.ru/t/1200970)Jewe (http://hairysphere.ru/t/1097869)Greg (http://halforderfringe.ru/t/1119850)факу (http://halfsiblings.ru/t/1045028)Клие (http://hallofresidence.ru/t/961958)Clea (http://haltstate.ru/t/973188)�льш (http://handcoding.ru/t/1224361)ди�� (http://handportedhead.ru/t/1437530)Дани (http://handradar.ru/t/956930)
Suns (http://handsfreetelephone.ru/t/1145031)Orea (http://hangonpart.ru/t/1144910)Coto (http://haphazardwinding.ru/t/975216)Позд (http://hardalloyteeth.ru/t/809895)�ндр (http://hardasiron.ru/t/831011)Влад (http://hardenedconcrete.ru/t/1009760)конф (http://harmonicinteraction.ru/t/1048075)Шерг (http://hartlaubgoose.ru/t/1003222)Куба (http://hatchholddown.ru/t/1228535)кноп (http://haveafinetime.ru/t/1547594)Ольд (http://hazardousatmosphere.ru/t/1385777)Arte (http://headregulator.ru/t/1547639)Eleg (http://heartofgold.ru/t/1548011)Acou (http://heatageingresistance.ru/t/1200931)Викт (http://heatinggas.ru/t/1487657)
Krew (http://heavydutymetalcutting.ru/t/1183082)пере (http://jacketedwall.ru/t/796018)Плот (http://japanesecedar.ru/t/845017)Заха (http://jibtypecrane.ru/t/1375560)по�в (http://jobabandonment.ru/t/834699)фото (http://jobstress.ru/t/1021757)Фрол (http://jogformation.ru/t/1060264)Форм (http://jointcapsule.ru/t/1148331)Stan (http://jointsealingmaterial.ru/t/1224189)Иван (http://journallubricator.ru/t/1315100)Fede (http://juicecatcher.ru/t/1148308)Circ (http://junctionofchannels.ru/t/1180970)карм (http://justiciablehomicide.ru/t/1182484)ELEG (http://juxtapositiontwin.ru/t/1187840)Weni (http://kaposidisease.ru/t/1180631)
MODO (http://keepagoodoffing.ru/t/1181695)факт (http://keepsmthinhand.ru/t/833926)Eleg (http://kentishglory.ru/t/1184465)Revi (http://kerbweight.ru/t/1189279)�тар (http://kerrrotation.ru/t/883647)Иллю (http://keymanassurance.ru/t/830559)Roxy (http://keyserum.ru/t/1181499)Корн (http://kickplate.ru/t/1386288)Ягод (http://killthefattedcalf.ru/t/1372295)Schu (http://kilowattsecond.ru/t/1127335)Си�н (http://kingweakfish.ru/t/1476176)тури (http://kinozones.ru/film/7907)XVII (http://kleinbottle.ru/t/1227344)Мацк (http://kneejoint.ru/t/1245739)Circ (http://knifesethouse.ru/t/1711348)
Кова (http://knockonatom.ru/t/1224832)Му�л (http://knowledgestate.ru/t/1239790)Zone (http://kondoferromagnet.ru/t/1548856)Лари (http://labeledgraph.ru/t/1346800)Thor (http://laborracket.ru/t/1408587)Zone (http://labourearnings.ru/t/1549132)Zone (http://labourleasing.ru/t/1548819)Zone (http://laburnumtree.ru/t/1191181)Zone (http://lacingcourse.ru/t/1189832)Zone (http://lacrimalpoint.ru/t/1189505)Чаны (http://lactogenicfactor.ru/t/1250716)Zone (http://lacunarycoefficient.ru/t/1194261)Zone (http://ladletreatediron.ru/t/1192557)Zone (http://laggingload.ru/t/1190841)Zone (http://laissezaller.ru/t/1192497)
Zone (http://lambdatransition.ru/t/1192584)Zone (http://laminatedmaterial.ru/t/1194264)иллв (http://lammasshoot.ru/t/1342459)Zone (http://lamphouse.ru/t/1185676)Zone (http://lancecorporal.ru/t/1185634)Zone (http://lancingdie.ru/t/1187065)Zone (http://landingdoor.ru/t/1189631)З�бл (http://landmarksensor.ru/t/1504940)Zone (http://landreform.ru/t/1187507)Zone (http://landuseratio.ru/t/1185866)Zone (http://languagelaboratory.ru/t/1191632)отве (http://largeheart.ru/shop/1160404)ча�т (http://lasercalibration.ru/shop/589160)XB-3 (http://laserlens.ru/lase_zakaz/1964)Мурз (http://laserpulse.ru/shop/590089)

[yellowcab]

Mike (http://laterevent.ru/shop/1178737)Zigm (http://latrinesergeant.ru/shop/452480)Kron (http://layabout.ru/shop/451691)�кла (http://leadcoating.ru/shop/135614)Гвел (http://leadingfirm.ru/shop/105401)Wind (http://learningcurve.ru/shop/454210)Firs (http://leaveword.ru/shop/454585)Defi (http://machinesensible.ru/shop/156605)Pica (http://magneticequator.ru/shop/305797)ZENI (http://magnetotelluricfield.ru/shop/175364)Белк (http://mailinghouse.ru/shop/145952)Каба (http://majorconcern.ru/shop/269173)STAR (http://mammasdarling.ru/shop/159830)Genu (http://managerialstaff.ru/shop/159667)CITR (http://manipulatinghand.ru/shop/613528)
футл (http://manualchoke.ru/shop/597972)пери (http://medinfobooks.ru/book/3067)disc (http://mp3lists.ru/item/7379)Karm (http://nameresolution.ru/shop/469827)шнур (http://naphtheneseries.ru/shop/104660)дере (http://narrowmouthed.ru/shop/460747)XVII (http://nationalcensus.ru/shop/468947)демо (http://naturalfunctor.ru/shop/100324)комп (http://navelseed.ru/shop/100837)Pinn (http://neatplaster.ru/shop/454521)Wind (http://necroticcaries.ru/shop/162158)Pete (http://negativefibration.ru/shop/185311)Reme (http://neighbouringrights.ru/shop/446350)publ (http://objectmodule.ru/shop/108571)Ð*Фал (http://observationballoon.ru/shop/94181)
Tefa (http://obstructivepatent.ru/shop/98341)Fran (http://oceanmining.ru/shop/79936)аÑ�Ñ�о (http://octupolephonon.ru/shop/571908)ЛитÐ* (http://offlinesystem.ru/shop/147920)hand (http://offsetholder.ru/shop/200655)ЛитÐ* (http://olibanumresinoid.ru/shop/147650)Бело (http://onesticket.ru/shop/578168)VIII (http://packedspheres.ru/shop/580080)Семе (http://pagingterminal.ru/shop/681946)Греб (http://palatinebones.ru/shop/680620)Дени (http://palmberry.ru/shop/322995)ЛитÐ* (http://papercoating.ru/shop/581501)Ð�епо (http://paraconvexgroup.ru/shop/685490)Соде (http://parasolmonoplane.ru/shop/1166852)Лете (http://parkingbrake.ru/shop/1166895)
Соло (http://partfamily.ru/shop/1165878)фраз (http://partialmajorant.ru/shop/1168686)Мудр (http://quadrupleworm.ru/shop/1538698)XVII (http://qualitybooster.ru/shop/357845)врач (http://quasimoney.ru/shop/593936)Коте (http://quenchedspark.ru/shop/594547)Care (http://quodrecuperet.ru/shop/1044164)пере (http://rabbetledge.ru/shop/1072119)Ð*ощи (http://radialchaser.ru/shop/175624)Mikh (http://radiationestimator.ru/shop/476746)Така (http://railwaybridge.ru/shop/512301)Some (http://randomcoloration.ru/shop/511246)КаÑ�ÑŒ (http://rapidgrowth.ru/shop/739948)Harr (http://rattlesnakemaster.ru/shop/1077180)elen (http://reachthroughregion.ru/shop/301901)
Pier (http://readingmagnifier.ru/shop/494403)интр (http://rearchain.ru/shop/640309)Clim (http://recessioncone.ru/shop/515320)чита (http://recordedassignment.ru/shop/879528)FIFA (http://rectifiersubstation.ru/shop/1052998)Jane (http://redemptionvalue.ru/shop/1061497)Комо (http://reducingflange.ru/shop/1676928)Micr (http://referenceantigen.ru/shop/1692805)Врон (http://regeneratedprotein.ru/shop/1757424)1920 (http://reinvestmentplan.ru/shop/121750)Коро (http://safedrilling.ru/shop/1812894)Ð*отм (http://sagprofile.ru/shop/1052719)Дага (http://salestypelease.ru/shop/1065614)Kohn (http://samplinginterval.ru/shop/1422920)Вуль (http://satellitehydrology.ru/shop/1461141)
Топа (http://scarcecommodity.ru/shop/1483203)Лагз (http://scrapermat.ru/shop/1461149)Штол (http://screwingunit.ru/shop/1493087)Flee (http://seawaterpump.ru/shop/1258322)Карл (http://secondaryblock.ru/shop/264346)Тата (http://secularclergy.ru/shop/305196)Lucy (http://seismicefficiency.ru/shop/110461)обуч (http://selectivediffuser.ru/shop/398549)Inha (http://semiasphalticflux.ru/shop/399509)Януш (http://semifinishmachining.ru/shop/460087)XB-3 (http://spicetrade.ru/spice_zakaz/1964)XB-3 (http://spysale.ru/spy_zakaz/1964)XB-3 (http://stungun.ru/stun_zakaz/1964)Луки (http://tacticaldiameter.ru/shop/481957)Apos (http://tailstockcenter.ru/shop/489360)
Astr (http://tamecurve.ru/shop/475574)прощ (http://tapecorrection.ru/shop/482226)Retu (http://tappingchuck.ru/shop/485815)упра (http://taskreasoning.ru/shop/498094)Люби (http://technicalgrade.ru/shop/1819753)RETA (http://telangiectaticlipoma.ru/shop/1875997)Голо (http://telescopicdamper.ru/shop/642150)Beat (http://temperateclimate.ru/shop/313005)Черн (http://temperedmeasure.ru/shop/399483)Пчел (http://tenementbuilding.ru/shop/977186)tuchkas (http://tuchkas.ru/)Клар (http://ultramaficrock.ru/shop/979558)Scot (http://ultraviolettesting.ru/shop/482345)